Coastglen Financial, a small-business funding service in Pensacola, FL, takes funding requests from Navarre, FL owners by phone and online. ZIP 32566 held 634 employer establishments in 2023, 68.0% with fewer than five employees, led by construction and professional services. Navarre, FL is an unincorporated Census-designated place in Santa Rosa County, FL.
| County | Santa Rosa County, FL |
|---|---|
| Status | Unincorporated (Census-designated place) |
| Distance | About 20 miles east of Pensacola, FL |
| ZIP 32566 employer establishments (2023) | 634 |
| Under five employees, ZIP 32566 | 68.0% |
| Self-employed residents | 10.0% (plus or minus 2.0) |
Navarre, FL businesses in ZIP 32566 counts
ZIP 32566 held 634 employer establishments in 2023, with 5,859 employees and an annual payroll of about $208.0 million (U.S. Census Bureau, ZIP Code Business Patterns 2023). 431 of them, 68.0%, had fewer than five employees. Navarre covers about 58.9% of the ZIP's land and lies entirely within it (U.S. Census Bureau, 2020 ZCTA-to-place relationship file).
| Sector | Establishments | Share under five employees |
|---|---|---|
| Construction | 90 | 75.6% |
| Professional, scientific and technical services | 81 | 77.8% |
| Retail trade | 77 | 54.5% |
| Health care and social assistance | 70 | 62.9% |
| Real estate and rental and leasing | 69 | 94.2% |
| Accommodation and food services | 65 | 26.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
An unincorporated community
The Census Bureau treats Navarre as a Census-designated place, not an incorporated city. For local registration questions, confirm with Santa Rosa County, FL.
Navarre Beach, FL and Navarre, FL businesses: options to compare
With construction and professional services leading the ZIP, two options to compare are lines of credit for contractors buying job materials ahead of the customer's payment, and working capital for small offices carrying payroll. Accounting, engineering and consulting firms covers the office side.
In accommodation and food services, 26.2% of the ZIP's 65 establishments had fewer than five employees, the smallest share among the six sectors listed.
Navarre, FL business for sale: a purchase checklist
- The seller's last two or three years of business tax returns
- A full year of bank statements
- A list of equipment and stock included in the price
- The lease, and whether the landlord will transfer it
- Your plan for the first six months of payroll
Purchases can be funded with a term loan; the acquisition loan calculator shows the payment for an amount, rate and term you enter, and the Pensacola, FL page has the county-level counts.
Self-employment in Navarre, FL
About 10.0% of employed Navarre residents work for themselves, plus or minus 2.0 points (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
Requests from Navarre are handled by phone at (850) 669-5365 and online. Other towns are on the service areas page.
Who Coastglen Financial works with in Navarre, FL
Funding partners consider businesses across most industries in Navarre, FL, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
Paperwork partners commonly ask for
- Your most recent business tax return
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Formation documents and your EIN
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- You call (850) 669-5365 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Owners in Navarre, FL can start by phone or with the short online form; no office visit is needed.
By Coastglen Financial · Updated